Buyer Information

Why Buyers Choose Ling?

Helping You Buy the Right Home at the Right Price.

20+ Years Experience

Trusted full-time real estate expertise.

16+ Years Investment Experience

Helping you make informed, confident decisions and avoid overpaying for your property.

Exclusive Access

Access to the latest MLS® listings and exclusive opportunities.

Personalized Search

Tailored specifically to your needs and budget.

Strong Negotiation

Skills to help you secure the best price and terms.

Market Insight

Deep investment analysis for first-time buyers and investors.

Expert Guidance

Professional support through every step of the buying process.

Responsive Communication

Honest, professional advice whenever you need it.

Dedicated Service

From your first showing to closing day—and beyond.

Buying a House

What Do You Want?
Begin by listing your needs:
  • Living requirements (i.e. how many bedrooms)
  • Family size
  • What you're bringing with you from your old house
  • How close to schools, shopping and other services
  • Th ...
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Renting VS Buying, Which is better?

Everyone needs a room to live. In most people’s case they end up having to pay either Rent for this roof or a Mortgage payment, unless of course you have a rich family that can offer you FREE or ...
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Why do you want to move?

To make the best remodel or move decision, it is important to understand all the reasons that you have to remodel and all the reasons that you have to move. This article reviews common reasons to ...
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Why do I need home inspection?

A home inspection prior to purchasing a home or condominium can bring peace of mind when you sign the sales contract. Knowing what to expect both inside and out will help you make an informed ...
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The cost of home buyer

  1. Purchasing a home involves one-time costs and monthly expenses.
  2. The largest one-time cost is the down payment. It usually represents between 5-20% of the total price of the property.
ExpenseWhenAmount
Mo ...
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Glossary of terms

These are some of the words or terms used in a real estate transaction in Canada.
Amortization period:The actual number of years it will take to pay back your mortgage loan.
Appraised value:An estimate ...
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Tips for choosing a Real Estate Agent

Many of the same questions, hesitations and strategies connected with seeking out professional assistance in any field — whether you're looking for a doctor, lawyer or accountant — come into play ...
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Selecting and working with a Real Estate Agent

Buying or selling a home in today's market requires a lot of work and a lot of knowledge about sales and real estate. It's one of the largest purchases or biggest business transactions many ...
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Save your money everyday

The weather has been a little unseasonable lately, but fortunately it won't last forever. Here is a list of inexpensive things that you can do to save money and be more energy efficient at home, ...
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The elements of an offer.

  1. PriceDepending on the local market conditions, your opinion of value and market information provided by your Real Estate Professional, the price you offer may be different from the seller's asking ...
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Helpful Moving Tips

Book the movers. You can choose to have the movers pack everything, or just the breakables, or you can pack yourself. It's a good idea to obtain estimates from several different companies.
Give ...
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Understanding market conditions

The real estate market is always changing, and it helps to understand how market conditions can affect your position as a buyer. Your agent can provide you with info on current conditions and ...
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What is a mortgage?

A mortgage is a loan that uses a property as security to ensure that the debt is repaid. The borrower is referred to as the mortgagor, the lender as the mortgagee. The actual loan amount is referred ...
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Mortgage Glossary

Additional interest:The amount sometimes charged by the bank when you prepay principal or renegotiate the terms of your mortgage. The amount compensates the bank for loss of revenue.
Amortization:With ...
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Types of Mortgages

While a mortgage is fundamentally a loan that is secured against your home, there are many variations to the type of mortgage that can be used for various needs. Based on your goals and risk ...
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Choosing a Mortgage Term

Before you look at the issue of term specifically, there are things you should consider:
When you’re looking at term and interest rates, look also at what you can live with in terms of payment amounts ...
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mortgage application steps

The loan and mortgage process is a stressful and sometimes frustrating process. The idea is to make the entire process go as smoothly as possible. What is most important? Be prepared before you sit ...
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Mortgage application tips

·If the payments are about the same, you will be further ahead financially by making payments on a mortgaged home rather than paying rent on a house or apartment.
·Paying down your mortgage is like ...
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